AcharyaCenter.com - Browse eBooks, Audios and Videos

Tips To Apply For A Credit Card

0 like 0 dislike
230 views
posted in Finance by Oystrich

credit-card-1520400__340.jpg

Filling out a credit card application is just like filling out a job application-everyone needs some tips to use so that they get approved.

If your credit is bad, then it may be a little more difficult to get a credit card than if you have good credit.  Do not give up, because there are hundreds of companies out there that offer credit cards for people with bad credit and if you shop around, you will find the credit card that is just right for you.  

If you are researching credit cards, the first place that you can get information is the Internet.  The Internet has a lot of information about many different credit cards, including their rates, fees, and incentives, so that you can find the best credit card for you.   

There are some credit card companies that say that they will give you a credit card with no credit check.  However, keep in mind that having a credit card almost always means that you are going to go into debt.  Be cautious when choosing the credit card for you.  Read the fine print of their terms and agreements to make sure that there are not going to be any surprises.  

Analyze your financial situation to make sure that you can handle a credit card and its payments.  Even the most cautious of us go on a little shopping excursion every now and then and you do not want to be thrown into a financial tailspin when your bill comes in.   

Cautiousness is very important in using your credit card.  If you are not sure that you can handle a credit card, then rethink applying.  You need to be sure that when the bill comes in that you can make the payments.  If you are not completely sure, then don’t get a credit card until you are ready.

Please log in or register to reply to this post.

Related posts

0 like 0 dislike
0 comments 277 views
3 Ways To Get Approved For A Business Credit Card

If you run your own business--whether it's a retail store, direct sales, hobby shop or freelance consulting--chances are you ... Internet search or check the websites of major credit card companies.

image
posted in Finance by Tomatoad
0 like 0 dislike
0 comments 179 views
7 Options To Consider When Taking Out A New Credit Card

How many times have you taken out a credit card based purely on its current interest rate or balance transfer option? You may be ... lowest interest rate as it may cost more in the longer term.

image
posted in Finance by BunBunny
0 like 0 dislike
0 comments 53 views
Getting A Higher Limit On Your Credit Card

Nearly everyone who has a credit card always has the goal of a higher line of credit. A higher credit card limit will enable you ... you'll get a higher line of credit than you ever thought possible.

posted in Finance by HairyFoal
0 like 0 dislike
0 comments 70 views
How To Avoid Late Credit Card Fees

Although it may be overstated, there is a lot of truth to people ruining their credit score due to missing payments and paying ... card issuer immediately and see if you can work something out.

posted in Finance by FoolishJaguar
0 like 0 dislike
0 comments 205 views
5 Ways To Instantly Increase Your Credit Card Limit

A lot of credit card holders aspire for a higher credit card limit. But: credit card holders need to remember that to get a ... will determine whether you'll get a higher credit card limit or not.

image
posted in Finance by ShowDolphin
0 like 0 dislike
0 comments 1,463 views
3 Things To Look For In A Credit Repair Company Online

If it's been a while since you've looked at your credit report, you may be surprised to find errors, mistakes, or even a ... against the company, so you can avoid scammers and rip-off artists.

image
posted in Finance by Monkeyno
0 like 0 dislike
0 comments 48 views
The Air Mile Credit Card

Air mile credit cards give you points or miles with every purchase you make, which you can redeem for traveling related expenses. In ... to make your decision when you finally decide to get the card.

posted in Finance by Knightmare
0 like 0 dislike
0 comments 79 views
Credit Card Reward Cards

No matter where you look, there is always a credit card company that is offering reward programs with their credit cards. New ... fine print and compare what each unique company has to offer you.

posted in Finance by Hawkward
0 like 0 dislike
0 comments 47 views
Credit Card Fraud

This day and age, credit card fraud is very common. Victims of credit card fraud often experience a lot of hassle and stress. ... the necessary steps in stopping fraud before it goes on any farther.

posted in Finance by Titank
0 like 0 dislike
0 comments 50 views
Credit Card Debt

In the world of credit cards, credit debt is all too common. Debt from credit cards can be very stressful, and lead to a very ... never miss a payment - you'll always live a debt free lifestyle.

posted in Finance by FlamboyantChomper
0 like 0 dislike
0 comments 77 views
Consolidate Your Credit Card Debt

Consolidating your credit card debt is actually one of the smartest decision you could ever make. Credit card consolidation is ideal for ... a favor and wait until you find the best deal possible.

posted in Finance by AfternoonFay
0 like 0 dislike
0 comments 52 views
Choosing Your Credit Card

As you probably already know, there are many credit cards out there. The one you choose however, should reflect your lifestyle and your ideal ... even bigger things - such as a car or even a house.

posted in Finance by PerfumedNecromancer
0 like 0 dislike
0 comments 143 views
Credit Card Savings

Having a credit card is very convenient since carrying a lot of cash becomes unneccesary and you might even have a hard time leaving ... and the like should be at the bottom of your considerations.

posted in Finance by Tabooccaneer
0 like 0 dislike
0 comments 1,572 views
5 Things You Should Know About 0 APR Credit Card Offers

If you have received one of these offers in the mail, you know how tempting they can be. They claim that you will pay no interest ... , but it will not remove the damage already done to your credit.

posted in Finance by PositiveVoid
0 like 0 dislike
0 comments 177 views
10 Tips To Improve Your Credit Score

These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further ... plan you income-expenditure , and avoid spending what you have not earned.

image
posted in Finance by Celestiger
0 like 0 dislike
0 comments 445 views
A Credit Repair Agency – What Can It Do For You?

A credit repair agency advertises that it can help you repair bad credit so that you will qualify for that loan you need to buy ... Do you really need a commercial credit repair agency? Probably not.

posted in Finance by FrighteningTwinkles
0 like 0 dislike
0 comments 227 views
A smart way to manage credit cards

Credit cards are a great way to help you to control your finances. It's true that occasionally we may make poor decisions with our ... a fixed amount due every month will help you plan your budget.

image
posted in Finance by MagicalCyborg
0 like 0 dislike
0 comments 93 views
Credit Cards For High School Students

Students in high school that are looking to start building their credit early can get high school student credit cards. These credits ... all options available to you and compare what you find out.

posted in Finance by Madept
0 like 0 dislike
0 comments 262 views
5 Easy and Quick Ways to Improve your Credit Score

Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and ... help inform you of ways to increase your credit score when needed.

image
posted in Finance by DreamBaby
0 like 0 dislike
0 comments 165 views
Credit Card Management Philosophy - eBook

Save Thousands Of Dollars And Manage Your Money Better With These Credit Card Tricks. Are you curious what the most common ... their boss, economic system or anyone or anything beside themselves.

posted in Money by List
0 like 0 dislike
0 comments 988 views
Accept Credit Card In Your Business

Should you accept credit card in your business transactions? Many small companies or home-based businesses avoid doing so because of ... so you can accept credit card in your business payments.

image
posted in Business by BouncyOracle
0 like 0 dislike
0 comments 252 views
5 Things You Should Know Before Submitting Instant Approval Card Applications

At the rate how mailboxes are bombarded with credit card offers, it's probably amazing for anyone not to have considered these cards ... be safe than sorry, especially when it comes to credit cards.

image
posted in Finance by HuggingDuck
0 like 0 dislike
0 comments 53 views
Vacation And Credit Cards

Each and every year, many of us go on vacations. Vacations are a great way to relax, and get away from the everyday pressure ... website - you'll normally receive a response in a matter of minutes.

posted in Finance by Cybora
0 like 0 dislike
0 comments 78 views
The Cost Of Credit Cards

Although some choose to rush into getting a credit card, they normally do so without being aware of the costs. A lot of credit cards ... of the costs - and how to prevent them from happening to you.

posted in Finance by Prepatriarch
0 like 0 dislike
0 comments 83 views
Student Credit Cards

In today's world, having a credit card is a luxury. Credit cards are a great convenience, meaning that you don't need to ... establish credit - which will take them farther wherever they go in life.

posted in Finance by VirtualAssassin
0 like 0 dislike
0 comments 77 views
Small Business Credit Cards

In today's economy, small businesses play an important role. These days, it is easier than it ever has been to start a new ... it, your small business credit cards will more than pay for themselves.

posted in Finance by TwinNut
0 like 0 dislike
0 comments 52 views
Credit Cards With Cash Rebate

Credit cards with cash rebate incentives give you cash rewards each and every time you make a purchase with your credit card. ... will be getting cash back for just about anything you purchase.

posted in Finance by HuggingDuck
0 like 0 dislike
0 comments 81 views
Credit Cards And Credit Reports

Over the years, credit cards have become very popular. When they were first introduced, they were popular, although these days millions ... - you'll enjoy the benefit of a positive credit report.

posted in Finance by Camella
0 like 0 dislike
0 comments 72 views
Comparing Credit Cards

All across the United States, there are hundreds and hundreds of banks and credit card companies looking for your business. This day and age ... online - you'll save yourself a lot of time and money.

posted in Finance by PlushSeal
0 like 0 dislike
0 comments 90 views
Bank Secured Credit Cards

Even though there are many types of credit cards out there for consumers, there are few for those with bad credit. Those who ... knowing that you are taking the right steps in rebuilding your credit.

posted in Finance by CheeryGrin
0 like 0 dislike
0 comments 215 views
Accepting Credit Cards Over the Phone

There has been a huge growth in the number of cold calls, and unsolicited offers that people receive on their home and business ... address carefully and make sure that it all appears above board.

posted in Finance by ForceSoldier
0 like 0 dislike
0 comments 547 views
7 Tips To Help Reduce Your Debt

As debt continues to increase in many households across America, more families each year are finding themselves looking for ways to reduce ... how to better manage your money, and stick to a budget.

image
posted in Finance by GiftedWrecker
0 like 0 dislike
0 comments 235 views
A Guide To Credit Card Debt

When talking about credit card debt, the effects of debt depend upon such factors as the sources of loan funds, the purpose for ... loans, this will tend to encourage the purchase of their securities.

image
posted in Finance by UncleRhino
0 like 0 dislike
1 Comment 328 views
How To Avoid Credit And Charge Card Fraud?

How To Avoid Credit And Charge Card Fraud?

image
posted in Finance by BeautifulWolf
0 like 0 dislike
0 comments 55 views
Protecting Your Personal Information

We all know that criminals are out there, waiting to steal our credit card information. These very criminals want credit card ... which is why protecting yourself is so very important these days.

posted in Finance by AwfulSlingshot
0 like 0 dislike
0 comments 216 views
Luxury Cars and Resale Values

When it comes to ultra-luxury, high-end vehicle leasing, there is no doubt that the best deals are those cars that ... incentives. These are perceived as questionable in quality and reliability.

posted in Auto Care by Camella
0 like 0 dislike
1 Comment 259 views
How to improve my credit ratings?

How to improve my credit ratings?

posted in Finance by Titank
0 like 0 dislike
0 comments 1,999 views
0 like 0 dislike
0 comments 1,050 views
0 like 0 dislike
0 comments 1,231 views
0 like 0 dislike
0 comments 1,292 views
0 like 0 dislike
0 comments 983 views
0 like 0 dislike
0 comments 2,827 views
0 like 0 dislike
0 comments 829 views
3 Things To Look For In A Home Purchase Lender Online

If you're ready to buy a new house, you're going to need a Home Purchase lender. And finding one online is convenient and simple! ... fees and other charges to make sure you're getting the best deal.

posted in Finance by Dragonig
0 like 0 dislike
0 comments 464 views
"Essential Money Saving Tips for Students"

It is easy to get caught in the rush of things when you are in college. In the midst of studying, part-time jobs, ... financial emergencies that you are most likely to get as a college student.

posted in Finance by Monkeyno
0 like 0 dislike
0 comments 239 views
We are Family: Budget Tips for Today’s Familial Ties

If you are in charge of creating the family budget, chances are, you've had the unfortunate experience of having a brilliant budget plan ... save a lot on time and even on gasoline and car expenses.

posted in Finance by MagicalCyborg
0 like 0 dislike
0 comments 252 views
7 Tips For Better Online Banking

Banking has never been easier than it is today. Online banking allows you to access your bank at any time of day or night. You ... fake. Respectable banks don't ask anyone to verify details by email.

posted in Finance by PlushSeal
0 like 0 dislike
0 comments 291 views
7 Tips For Saving Gas And Money

The U.S. Department of Transportation reports that Americans drive an average of 29 miles each day, and spend almost 60 minutes a day ... gallon of gas, and start saving money at the gas pumps today.

image
posted in Finance by Robottom
0 like 0 dislike
0 comments 174 views
4 Money-Saving Tips For Every Homeowner

Losing weight. Finding a new job. Spending more time with the family. A new year means setting new goals. Why not make ... to enroll. Several affordable plans are available to fit every budget.

posted in Finance by Cybora
0 like 0 dislike
0 comments 2,460 views

Share Tips and Guides

Add text, links, images, videos and documents

Submit Post

Connect with us:
...