FINAL NOTICE BEFORE LEGAL ACTION - Acharya Center - Education Tools For Teachers And Students
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FINAL NOTICE BEFORE LEGAL ACTION

                                   Date: _

To: _ [Customer]

     We have repeatedly requested payment of $_, on your
overdue account.  Our demands for payment have been ignored.
     Accordingly, we shall turn this account over for
collection within the next ten days unless payment, or an
acceptable proposal for payment is obtained.
     Enforced collection on this obligation may result in
additional legal or court costs to you and may impair your
credit rating.




                                   Very truly,


_______________________________

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