What is the Fair Credit Reporting Act and What you Should Know

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Disclosure Statement, Fair Credit Reporting Act Form

DISCLOSURE [name of credit reporting agency] is a "consumer reporting agency" and, under the Fair Credit Reporting Act, must report information ... in your file, by mail, upon your request of same.

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5 Things You Should Know About 0 APR Credit Card Offers

If you have received one of these offers in the mail, you know how tempting they can be. They claim that you will pay no interest ... , but it will not remove the damage already done to your credit.